Practice Area - Law Firm of Earl P. White

The Value of a Focused Real Estate Attorney

The Law Firm of Earl P. White is an exclusive real estate practice. Law and practices regularly change. Purchases and sales are fast moving and need an attentive attorney with the right solution to stay on the closing track.

I have completed over a hundred and fifty real estate transactions over the last six years. I am responsive and proactive with each sale and client. Every matter receives personal attention and the benefit of experience.

New Jersey requires that REALTOR® purchase and sale agreements allow for a three-day attorney review period.Executed agreements become binding, cancelled, or review time is extended at the end of the third day. During attorney review, I draft riders, review property records, ensure appropriate timelines, consider financing methods, and discuss your rights and obligations. Learn more about my real estate services.

Buyers have a period, typically fourteen calendar days, to inspect property. Licensed professionals produce written reports after inspecting for structure, utilities, termites, oil tanks, soil, and environmental concerns. I help clients order, review, and respond to inspection results.

Real estate closings require mortgage and title commitments, as well as preparation of closing disclosures, deeds, affidavits, mortgage and promissory notes, and settlement statements. Documents are executed, keys are transferred, and funds disbursed. I work with buyers and sellers to understand each closing document, answer questions, and attend the closing event.

New Jersey recognizes a variety of deeds – quit claim, general warranty, special warranty, and bargain and sale. Buyers can own property in many forms with different rules and characteristics, such as tenants in common, joint tenants, or fee simple. I work with clients to create effective deeds and properly set-up ownership.

Representing buyers and sellers in commercial buildings sales: drafting contracts, due diligence and inspection, financing, regulatory compliance, closing, settlement, and title work. Office, retail and shopping, multifamily and apartments, hotel, mixed-use, vacant land, stores, and special purpose.

Assisting builders, developers, and owners to navigate local zoning and land use regulations that control the development and use land. Legal services include: zoning analysis, purchasing and selling real property, leasing, tax exemptions and abatements, zoning, variances, easements, and boundaries.

Real estate buyers face the challenges of property inspection, securing financing, and ordering lien and title searches. My practice includes helping clients understand inspection reports, obtain mortgage and title commitments, review closing documents, and abide by contractual deadlines and obligations.

Real estate sellers are responsible for making property available for inspection, obtaining certificates of occupancy, executing and delivering the deed, and vacating before closing. I guide sellers on their rights and responsibilities throughout the sale process.

My representation does not end at closing as multiple legal issues are resolved after. I follow-up on post-closing issues, including recording of deeds and mortgage notes, post-occupancy requirements, additional lender requests, and issuance of the title policy.

Powers of attorney allow others to act on your behalf, including the purchase and sale of real estate. Options include durable, general, and limited power of attorney. I counsel clients on power of attorney options and assist with drafting, execution, and recording.

Legal representation and title insurance producer services for residential and commercial mortgages and refinances. Review of application, approvals, loan terms, title search abstract, and title policy. Advises on issues covering principal balance, interest rate, monthly payment, or term.

Title insurance producer licensed in New Jersey to assist in obtaining title insurance as part of a purchase, mortgage, or refinance. Owner and lender’s policies for individuals, corporations, limited liability companies, trusts, and partnerships. American Land and Title Association member.

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